Start achieving your financial goals today with easy and convenient banking services
Enjoy the attractive features of Tabungan siMantap, subject to the applicable terms and conditions, and experience convenient banking transactions anytime.
Tabungan siMantap
Tabungan siMantap is a low-cost basic savings account that provides access to a full range of banking services.

Benefit & Features:
- Receive a passbook.
- Make deposits at any Bank Mandiri Taspen branch.
- Minimum initial deposit: IDR 100,000.
- Minimum subsequent deposit: IDR 10,000.
- Minimum account balance: IDR 25,000 (this balance is not available for ATM or Mobile Banking transactions).
- Receive a Bank Mandiri Taspen ATM Card. Enjoy convenient transactions through Bank Mandiri ATMs as well as ATM Link and ATM Bersama networks across Indonesia.
- Benefit from lower-cost cash withdrawals through the Bank Mandiri ATM network nationwide.
- Enjoy convenient cash withdrawals and financial transactions through Bank Mandiri Taspen Partner/Agent locations across Indonesia.
Interest:
|
Interest Rates
|
Account Balance
|
|
0,00%
|
Up to IDR 500,000
|
|
0,50%
|
Above IDR 500,000 – IDR 5,000,000
|
|
0,75%
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Above IDR 5,000,000 – IDR 100,000,000
|
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1,00%
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Above IDR 100,000,000 – IDR 500,000,000
|
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1,25%
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Above IDR 500,000,000
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Fees:
- Monthly administration fee: IDR 6,500 per month
- Account closure fee: IDR 25,000
- Passbook replacement fee (lost or damaged): IDR 25,000
- Dormant account fee: IDR 10,000 per month
Account Opening of Tabungan siMantap:
- Minimum initial deposit: IDR 100,000.
- Indonesian citizens (WNI) aged 17 years or older, or those who are married, must possess a valid National Identity Card (KTP), Taxpayer Identification Number (NPWP), and meet the Bank's account opening requirements.
- Foreign nationals (WNA) must possess a valid Passport and a valid KIMS, KITAS, or KITAP, and meet the Bank's account opening requirements.
- Public legal entities, private legal entities, and non-legal entities may open an account subject to the Bank's applicable requirements.
- Savings accounts may be opened as joint accounts for up to two individual account holders, with account ownership designated as "OR" or under a Qualitate Qua (QQ) arrangement.